/* Free calculators (tools.css) — sits on top of polish.css tokens */
.tool-section{background:var(--soft,#F7F7F5);padding:3rem 0 2.5rem}
.tool-section--hub{padding-top:1rem}
.tool-wrap{max-width:68rem;margin:0 auto;padding:0 1rem}
.tool-card{display:grid;grid-template-columns:1fr;gap:0;background:#fff;border:1px solid var(--line,#E6E8EC);border-radius:20px;box-shadow:0 1px 2px rgba(15,30,51,.05),0 12px 32px rgba(15,30,51,.07);overflow:hidden;margin-top:-5rem;position:relative;z-index:2}
.tool-card--secondary{margin-top:1.5rem}
@media (min-width:900px){.tool-card{grid-template-columns:1.05fr 1fr}}
.tool-inputs{padding:1.75rem 1.5rem;display:flex;flex-direction:column;gap:1.1rem}
@media (min-width:640px){.tool-inputs{padding:2.25rem 2.25rem}}
.tool-subtitle{font-family:'Playfair Display',Georgia,serif;font-size:1.35rem;color:var(--navy,#0B2545);margin:0}
.tool-field{display:flex;flex-direction:column;gap:.4rem;font-size:.85rem;font-weight:600;color:var(--navy,#0B2545)}
.tool-field small{font-weight:400;color:#64748b;font-size:.75rem;line-height:1.45}
.tool-field input,.tool-field select{width:100%;font:inherit;font-size:1.05rem;font-weight:600;color:var(--navy,#0B2545);padding:.8rem .95rem;border:1px solid #d5dae2;border-radius:10px;background:#fff;transition:border-color .2s,box-shadow .2s;min-height:3rem}
.tool-field input[type=date]{font-size:1rem}
.tool-field input:focus,.tool-field select:focus{outline:none;border-color:var(--accent,#A85A26);box-shadow:0 0 0 3px rgba(168,90,38,.15)}
.tool-row{display:grid;grid-template-columns:1fr;gap:1.1rem}
@media (min-width:480px){.tool-row{grid-template-columns:1fr 1fr}}
.tool-seg{display:inline-flex;background:var(--soft,#F7F7F5);border:1px solid var(--line,#E6E8EC);border-radius:999px;padding:4px;align-self:flex-start}
.tool-seg button{font:inherit;font-size:.875rem;font-weight:700;border:0;background:transparent;color:#475569;padding:.55rem 1.15rem;border-radius:999px;cursor:pointer;transition:background .2s,color .2s}
.tool-seg button.is-active{background:var(--navy,#0B2545);color:#fff}
.tool-checks{border:1px solid var(--line,#E6E8EC);border-radius:12px;padding:.9rem 1rem;margin:0;display:flex;flex-direction:column;gap:.6rem}
.tool-checks legend{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent,#A85A26);padding:0 .35rem}
.tool-checks label{display:flex;gap:.6rem;align-items:flex-start;font-size:.85rem;color:#334155;line-height:1.45;cursor:pointer}
.tool-checks input{width:1.1rem;height:1.1rem;margin-top:.1rem;accent-color:var(--accent,#A85A26);flex-shrink:0}
.tool-result{background:var(--navy,#0B2545);color:#fff;padding:1.75rem 1.5rem;display:flex;flex-direction:column}
@media (min-width:640px){.tool-result{padding:2.25rem}}
.tool-result-label{font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-light,#E2A672);margin:0 0 .35rem}
.tool-result-big{font-family:'Playfair Display',Georgia,serif;font-size:clamp(2rem,6vw,2.75rem);line-height:1.1;margin:0 0 1rem;color:#fff;word-break:break-word}
.tool-verdict{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.35rem,4vw,1.7rem);line-height:1.25;margin:0 0 1rem;color:#fff;padding-left:.85rem;border-left:4px solid #94a3b8}
.tool-verdict.is-ok{border-color:#4ade80}.tool-verdict.is-warn{border-color:#fbbf24}.tool-verdict.is-bad{border-color:#f87171}
.tool-pill{display:inline-block;align-self:flex-start;font-size:.8rem;font-weight:700;padding:.4rem .8rem;border-radius:999px;margin:-.25rem 0 1rem;background:rgba(74,222,128,.15);color:#bbf7d0;border:1px solid rgba(74,222,128,.35)}
.tool-breakdown{margin:0;border-top:1px solid rgba(255,255,255,.12)}
.tool-breakdown>div{display:flex;justify-content:space-between;gap:1rem;padding:.6rem 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:.88rem}
.tool-breakdown dt{color:rgba(255,255,255,.72);margin:0}
.tool-breakdown dd{margin:0;font-weight:600;text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
.tool-breakdown .is-total{border-bottom:0;padding-top:.85rem}
.tool-breakdown .is-total dt,.tool-breakdown .is-total dd{color:#fff;font-weight:700;font-size:1rem}
.tool-formula{margin:1rem 0 0;font-size:.8rem;color:rgba(255,255,255,.6);font-variant-numeric:tabular-nums}
.tool-note{margin:1rem 0 0;font-size:.85rem;line-height:1.6;color:rgba(255,255,255,.82)}
.tool-note:empty{display:none}
.tool-meter{height:10px;background:rgba(255,255,255,.12);border-radius:999px;overflow:hidden;margin:0 0 1.1rem}
.tool-meter span{display:block;height:100%;width:0;border-radius:999px;transition:width .35s ease,background .2s;background:#4ade80}
.tool-meter span.is-warn{background:#fbbf24}.tool-meter span.is-bad{background:#f87171}
.tool-disclaimer{font-size:.75rem;color:#64748b;text-align:center;margin:1rem 0 0}
.tool-hub-grid{display:grid;grid-template-columns:1fr;gap:1rem}
@media (min-width:640px){.tool-hub-grid{grid-template-columns:1fr 1fr}}
@media (min-width:1024px){.tool-hub-grid{grid-template-columns:repeat(3,1fr)}}
.tool-hub-card{display:flex;flex-direction:column;gap:.5rem;background:#fff;border:1px solid var(--line,#E6E8EC);border-radius:16px;padding:1.5rem;text-decoration:none;box-shadow:0 1px 2px rgba(15,30,51,.05);transition:transform .2s,box-shadow .2s,border-color .2s}
.tool-hub-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(15,30,51,.1);border-color:rgba(168,90,38,.35)}
.tool-hub-card h2{font-family:'Playfair Display',Georgia,serif;font-size:1.3rem;color:var(--navy,#0B2545);margin:0}
.tool-hub-card p{font-size:.9rem;color:#475569;line-height:1.55;margin:0;flex-grow:1}
.tool-hub-card span{font-size:.85rem;font-weight:700;color:var(--accent,#A85A26)}
@media (max-width:640px){.tool-card{margin-top:-3rem;border-radius:16px}}
@media (prefers-reduced-motion:reduce){.tool-meter span,.tool-hub-card{transition:none}}
.tool-hero{padding-bottom:7rem!important}@media (max-width:640px){.tool-hero{padding-bottom:5rem!important}}
.tool-pill[hidden],.tool-result [hidden]{display:none!important}